Encontrar códigos SWIFT en POLAND

Para enviar un pago SWIFT a POLAND se recomienda encarecidamente cumplir con las siguientes recomendaciones:

Overview

Information provided by the Beneficiary: Remitter should obtain all required bank information from the Beneficiary (e.g. SWIFT BIC, IBAN, and beneficiary bank address).

Central Bank: For additional information, please refer to www.nbp.pl.

Country Requirements/Restrictions

Currency & Clearing Information: Poland is a member of the European Union (EU) and is adopting the payment practices of the European Union. However, the country has not adopted the euro.

Account Restrictions: Residents and non-residents are permitted to open and maintain domestic or foreign currency accounts either locally or abroad. However, residents can’t convert their domestic currency into foreign currency.

SEPA: Strict formatting standards and SEPA guidelines exist in Europe regarding cross-border payments. IBAN and SWIFT BIC are required for all euro payments. SEPA standards apply for euro payments to beneficiaries with accounts in Poland. SEPA standards do not apply for Polish zloty payments.

Payment Formatting Rules for PLN

• Ordering Customer (SWIFT MT103 F50): Include account number, full name (no initials), and address of the ordering customer. Use of initials can delay receipt of funds by the beneficiary.
• Beneficiary Customer (SWIFT MT103 F59): Include account number (IBAN), full name (no initials), and address of the beneficiary customer. Use of initials may delay receipt of funds by the beneficiary.

Use of IBAN numbers is highly recommended. If IBAN is not provided, there is a high risk the payment will be returned. IBAN is required for all EUR payments subject to SEPA standards.

In Poland, for SWIFT transfers include the SWIFT BIC with the branch identifier (if required), full name, and address of the beneficiary bank. The SWIFT BIC is 8 or 11 alphanumeric characters: xxxxPLxx or xxxxPLxxxxx. It is recommended to state the purpose of payment. For tax payments, include additional details such as NIP (Numer Identyfikacji Podatkowej) or REGON (Rejestr Gospodarki Narodowej), the period the payment covers, and the kind of tax being paid.

Para las siguientes instituciones financieras en POLAND puede encontrar una lista de sus bancos corresponsales con las monedas y cuentas nostro. También encontrará instrucciones sobre cómo rastrear los pagos y otra información útil que le ayudará a enviar/recibir una transferencia SWIFT o investigar el estado de un pago existente.

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