Encontrar códigos SWIFT en MONTENEGRO

Para enviar un pago SWIFT a MONTENEGRO se recomienda encarecidamente cumplir con las siguientes recomendaciones:

In November 2024 European Union has accepted Montenegro into SEPA, however certain time is required to roll-out the implementation.

Information provided by the Beneficiary: Remitter should obtain all required bank information from the Beneficiary (e.g. SWIFT BIC, IBAN, and beneficiary bank address). For additional information, please refer to the Central Bank's website at www.cbmn.org/eng.

Country Requirements/Restrictions
Montenegro has adopted the Euro as its official currency, despite not being a member of the European Union (EU). Two type of accounts are being used in Montenegro - transit and checking. The beneficiary must have an active transit account (devizni račun) in order to receive the payment. This account must be used for the SWIFT transfer, normally in IBAN format.

Payment Formatting Rules for EUR
Ordering Customer (SWIFT MT103 F50): Include account number, full name (no initials), and address of the ordering customer. Use of initials can delay receipt of funds by the beneficiary.

Beneficiary Customer (SWIFT MT103 F59): Include account number (IBAN), full name (no initials), and address of the beneficiary customer. Use of initials may delay receipt of funds by the beneficiary. IBAN numbers for beneficiaries with accounts in Montenegro must be included in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with branch identifier (where required), full name, and address of the beneficiary bank. SWIFT BIC is 8 or 11 alphanumeric characters: xxxxMExx or xxxxMExxxxx.

Para las siguientes instituciones financieras en MONTENEGRO puede encontrar una lista de sus bancos corresponsales con las monedas y cuentas nostro. También encontrará instrucciones sobre cómo rastrear los pagos y otra información útil que le ayudará a enviar/recibir una transferencia SWIFT o investigar el estado de un pago existente.