1. Fragen Sie bei Ihrer Bank nach einer Zahlungsbestätigung, preferrably an MT103.
2. Locate the UETR, reference number, amount, currency and value date as shown in the scheme on the picture.
3. Überprüfen Sie den status using our independent payments tracker.
Hinweis: Wir empfehlen immer, Ihre Bank zu kontaktieren, um offizielle Informationen über Ihren Zahlungsstatus zu erhalten.
Ja, das können Sie. Der Absender der SWIFT-Zahlung sollte seine Bank bitten, Folgendes bereitzustellen GPI-Verfolgung. Wenn die Bank nicht Teil des GPI-Netzwerks ist, können Sie nach der fragen Zahlungsreferenznummer oder besser UETR and try tracking it here on Ohmyfin. Typically, you will find a payment status, such as ACSP (in process) or RJCT (rejected). You will also see the last update time, so you’ll know if someone at the bank is actively working on your transfer.
Wir rufen in Ihrem Namen Echtzeitinformationen von mehreren großen Banken ab und konsolidieren diese Daten, um Ihnen einen umfassenden Überblick über Ihren Zahlungsstatus zu geben.
SWIFT-Zahlungen dauern normalerweise 1-3 Werktage zur Bearbeitung. Wenn die Zahlung nicht innerhalb dieses Zeitrahmens eingegangen ist, könnte sie einer manuellen Überprüfung unterzogen werden. Aufgrund hoher Arbeitsbelastung können Compliance-Beauftragte bis zu zwei Monate benötigen, um ihre Überprüfung abzuschließen. Um den Prozess zu beschleunigen, kann der Absender eine Untersuchung über seine Bank beantragen.
A SWIFT payment is sent with an MT103 form. It includes a field 20, usually called the sender's reference. Each bank in the chain assigns their own reference, so the UETR code is more universal. Read more about MT103-Felder.
A Unique End-to-End Transaction Reference (UETR) is a 36-character identifier included in all SWIFT payment instruction messages, formatted as XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX. It may sometimes be found in the MT103 form. The sender can always request their bank to provide the UETR code for the SWIFT transfer. Read more about UETR in our SWIFT Knowledge Center.
In most cases, the payment is not lost but delayed at one of the banks. The most effective course of action is to request your bank to initiate a payment investigation after 2-3 weeks since the payment was sent. Typically, this can only be done by the sender. Read more about missing SWIFT payments.
The MT103 form contains all the data regarding your SWIFT transfer. The sender can ask their bank to provide one. You can find not only the reference #, which is useful for tracking, but also the value date, which is sometimes different from the actual date when you sent the money. Examples of MT103 / FIN103 documents.
A reference # is assigned by each bank. UETR is universal. However, if you call your bank to ask for the status, it's almost impossible to communicate an UETR code accurately. The sender's reference will be much easier in this scenario.
The list of correspondent banks (nostro accounts) is part of SSI instructions. Sometimes they are published on the official bank's website. Banks normally find it via SWIFTref - a non-public database of correspondent relations. You can also order this information here at TrackMySwift. Database of correspondent relations. You can order it directly on the bank's page, for example: ABNANL2A - ABN AMRO, BPKOPLPW - PKO BANK POLSKI, CITIDEFF - Citibank Germany.